Plastic

I worked as an Engineer with 3k++ monthly income for the past few years. It was not bad at all since I was considered as a junior level. Unfortunately, I still felt lonely so it ended up in me went shopping. Thanks to the addiction because I was in debt with my credit cards for a few years. Everytime I feel stress I will lead myself to shopping mall and usually I would buy something that completely unnecessary.

I kept thinking to pay my debt when I got bonus or raya angpau, but I failed to do so. When I have, should I say plenty of money I will lost my sanity.

So for the past few months, I was determined to settle my debts. There is no use to pay a small amount for the credit card since the balance will keep soaring high.

Taking my deep breath for a few seconds, then I said to my husband in a polite way.

'Could you please pay my credit card debt in advance and deduct it from my monthly allowance that you give me?'.

He looked at me for a while and said,

'R u serious? U can deal without shopping for a month?'

and I said,

'Yes, I am dead serious. I hate to keep paying a minimal amount of the plastic.'

So right on the spot, he logged in to his account in Malaysia and did the transaction of paying all the credit card. Thanks God for my early awareness. And my husband gave me his two cents advice, which is ' The key of money management is to stop and think before you impulsively buy.'

I learned my lesson in a fine way. Thanks hubby for that and now I am a debt free. Well, to be exact since the last Sseptember. I feel glad and trust me, I feel rich when I paid all my debts even though I have zero cent in my purse...heeeehee.

So no more credit card for me..astalavista.